Rentno osiguranje

Handžiski, Ana (2016) Rentno osiguranje. Other, Faculty of Science > Department of Mathematics.

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Annuity is a type of life insurance that insures periodic income for a temporary period or for whole life. In this paper we enumerated the basic types of annuities, supported by formulas and results of financial and actuarial mathematics. In determining the premium of annuity one must take into account the uncertainty in the movement of mortality, the increase in life expectancy and the mortality improvement trend. It has been shown that the mortality of annuitants is lower than the mortality of the general population, and thus negative selection must be considered. It is therefore of utmost importance to use the annuity tables which include these risks. In this paper we have shown different methods of creating annuity tables, their importance and their impact on premiums.

Item Type: Thesis (Other)
Supervisor: Bakić, Damir
Date: 2016
Number of Pages: 52
Subjects: NATURAL SCIENCES > Mathematics
Additional Information: Završni rad na poslijediplomskom specijalističkom studiju aktuarske matematike
Divisions: Faculty of Science > Department of Mathematics
Depositing User: Iva Prah
Date Deposited: 07 Nov 2016 13:29
Last Modified: 07 Nov 2016 13:29

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